:root {
  --ink: #2c2119;
  --muted: #796c61;
  --paper: #fffaf3;
  --cream: #f4eadc;
  --sand: #dfc9aa;
  --orange: #f27913;
  --orange-dark: #c95500;
  --brown: #4b2f1e;
  --line: rgba(67, 43, 27, 0.12);
  --shadow: 0 14px 36px rgba(61, 39, 23, 0.10);
  font-family: "PingFang SC", "Microsoft YaHei", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; background: #eee9e2; }
body { margin: 0; color: var(--ink); background: #eee9e2; }
button, input, select { font: inherit; }
a { color: inherit; }
.link-button { display: inline-flex; align-items: center; justify-content: center; text-decoration: none; }
button { cursor: pointer; }

.app-shell { width: min(100%, 480px); margin: 0 auto; min-height: 100vh; background: var(--paper); box-shadow: 0 0 60px rgba(45, 31, 22, .12); overflow: hidden; padding-bottom: 18px; }
.topbar { height: 66px; padding: 12px 18px; display: flex; align-items: center; justify-content: space-between; background: rgba(255,250,243,.94); backdrop-filter: blur(12px); position: sticky; top: 0; z-index: 30; border-bottom: 1px solid rgba(85,48,24,.06); }
.brand-logo { width: 122px; height: 42px; object-fit: contain; object-position: left center; }
.mini-logo { width: 74px; height: 34px; object-fit: contain; }
.back-link { width: 36px; height: 36px; display: grid; place-items: center; text-decoration: none; font-size: 34px; line-height: 1; }
.ghost-button { border: 1px solid rgba(242,121,19,.42); color: var(--orange-dark); background: white; border-radius: 999px; padding: 9px 15px; font-weight: 700; }

.hero { position: relative; min-height: 555px; margin: 0 14px; border-radius: 0 0 28px 28px; overflow: hidden; background: url("assets/hero.jpg") center/cover no-repeat; color: white; }
.hero-shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(38,23,13,.32), rgba(38,23,13,.48) 52%, rgba(27,17,11,.86)); }
.hero-content { position: relative; z-index: 1; padding: 72px 28px 0; }
.eyebrow, .kicker { margin: 0 0 10px; color: #ffd8a8; font-size: 12px; letter-spacing: .18em; font-weight: 800; }
.hero h1 { margin: 0; font-family: "Songti SC", "SimSun", serif; font-size: clamp(38px, 10vw, 52px); line-height: 1.16; letter-spacing: .03em; }
.hero-copy { margin: 22px 0 0; max-width: 350px; font-size: 15px; line-height: 1.75; color: rgba(255,255,255,.86); }
.hero-actions { display: flex; gap: 10px; margin-top: 28px; }
.primary-button, .secondary-button { border: 0; border-radius: 14px; padding: 13px 20px; font-weight: 800; }
.primary-button { color: white; background: linear-gradient(135deg, #fa8c2d, #e95d00); box-shadow: 0 8px 22px rgba(220,83,0,.28); }
.secondary-button { color: white; border: 1px solid rgba(255,255,255,.55); background: rgba(255,255,255,.12); backdrop-filter: blur(10px); }
.hero-statbar { position: absolute; z-index: 2; left: 18px; right: 18px; bottom: 18px; display: grid; grid-template-columns: repeat(3,1fr); padding: 16px 8px; background: rgba(255,250,243,.92); border-radius: 18px; color: var(--ink); box-shadow: var(--shadow); }
.hero-statbar div { text-align: center; border-right: 1px solid var(--line); }
.hero-statbar div:last-child { border-right: 0; }
.hero-statbar strong { display: block; color: var(--orange-dark); font-size: 18px; }
.hero-statbar span { display: block; margin-top: 4px; color: var(--muted); font-size: 11px; }

.quick-grid { margin: 16px 14px 0; padding: 12px; display: grid; grid-template-columns: repeat(4,1fr); background: white; border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 8px 26px rgba(60,38,22,.06); }
.quick-grid button { border: 0; background: none; padding: 8px 3px; color: var(--ink); }
.quick-grid b { display: grid; place-items: center; margin: 0 auto 8px; width: 34px; height: 34px; border-radius: 11px; background: #fff0df; color: var(--orange-dark); font-size: 12px; }
.quick-grid span { font-size: 12px; font-weight: 700; }
.route-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 22px; }
.route-grid a { min-height: 145px; padding: 18px; border: 1px solid var(--line); border-radius: 20px; background: white; text-decoration: none; box-shadow: 0 9px 26px rgba(61,39,23,.06); }
.route-grid a:nth-child(2), .route-grid a:nth-child(3) { background: #f1e4d3; }
.route-grid b { color: var(--orange); font-size: 12px; }
.route-grid h3 { margin: 22px 0 8px; font-size: 17px; }
.route-grid p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.6; }
.page-hero { margin: 0 14px; padding: 62px 26px 46px; min-height: 280px; border-radius: 0 0 28px 28px; color: white; background: linear-gradient(135deg, rgba(48,29,17,.7), rgba(48,29,17,.92)), url("assets/hero.jpg") center/cover; }
.page-hero h1 { margin: 0; font-family: "Songti SC","SimSun",serif; font-size: 38px; line-height: 1.2; }
.page-hero > p:last-child { margin: 18px 0 0; max-width: 330px; color: rgba(255,255,255,.76); font-size: 13px; line-height: 1.7; }
.process-hero { background-position: center 62%; }
.calculator-hero { background-position: center 55%; }
.advantages-hero { background-position: center 45%; }

.section { padding: 54px 18px 0; scroll-margin-top: 72px; }
.compact-section { padding-top: 34px; }
.cta-section { padding-top: 36px; padding-bottom: 16px; }
.section-heading h2 { margin: 0; font-family: "Songti SC", "SimSun", serif; font-size: 28px; line-height: 1.35; }
.section-heading .kicker, .apply-card .kicker { color: var(--orange-dark); }
.section-note { margin: 10px 0 22px; color: var(--muted); font-size: 13px; line-height: 1.7; }
.heading-row { display: flex; justify-content: space-between; align-items: flex-end; gap: 12px; }
.live-pill { padding: 7px 10px; border-radius: 999px; background: #fff0e1; color: var(--orange-dark); font-size: 11px; font-weight: 800; }

.value-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 24px; }
.value-grid article { min-height: 150px; padding: 18px; border-radius: 20px; background: white; border: 1px solid var(--line); box-shadow: 0 9px 26px rgba(61,39,23,.06); }
.value-grid article:nth-child(2), .value-grid article:nth-child(3) { background: #efe1cf; }
.value-grid span { color: var(--orange); font-size: 12px; font-weight: 900; }
.value-grid h3 { margin: 20px 0 8px; font-size: 17px; }
.value-grid p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.6; }

.calculator-section { margin-top: 50px; padding-top: 46px; padding-bottom: 26px; background: #2e2118; color: white; }
.calculator-section.standalone { margin-top: 0; }
.calculator-section .section-note { color: rgba(255,255,255,.65); }
.calc-form { display: grid; gap: 14px; }
.form-block { padding: 18px; border-radius: 20px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); }
.form-block h3 { margin: 0 0 15px; font-size: 15px; }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 13px 10px; }
.field-grid label > span { display: block; margin-bottom: 7px; color: rgba(255,255,255,.68); font-size: 11px; }
.input-wrap { display: flex; align-items: center; border-radius: 11px; background: white; overflow: hidden; }
.input-wrap input { width: 100%; min-width: 0; padding: 12px 4px 12px 12px; border: 0; outline: 0; color: var(--ink); background: transparent; }
.input-wrap em { padding-right: 10px; color: #9a8a7e; font-size: 11px; font-style: normal; white-space: nowrap; }

.result-card { margin-top: 16px; padding: 18px; border-radius: 22px; color: var(--ink); background: linear-gradient(145deg, #fffaf2, #f2dfc4); }
.result-title { display: flex; justify-content: space-between; align-items: center; }
.result-title span { font-size: 16px; font-weight: 900; }
.result-title small { color: var(--muted); font-size: 10px; }
.result-hero { margin: 15px 0; padding: 18px; border-radius: 17px; background: white; }
.result-hero p { margin: 0; color: var(--muted); font-size: 12px; }
.result-hero strong { display: block; margin: 5px 0; color: var(--orange-dark); font-size: 34px; }
.result-hero small { color: #8b7b6e; font-size: 10px; }
.result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.result-grid div { padding: 13px; border-radius: 13px; background: rgba(255,255,255,.68); }
.result-grid span { display: block; color: var(--muted); font-size: 10px; }
.result-grid b { display: block; margin-top: 5px; font-size: 15px; }
.break-even { display: flex; align-items: center; justify-content: space-between; margin-top: 10px; padding: 13px; border-radius: 13px; color: white; background: var(--brown); font-size: 12px; }
.break-even strong { color: #ffd09a; font-size: 17px; }
.disclaimer { margin: 13px 2px 0; color: #8c7c70; font-size: 9px; line-height: 1.6; }

.support-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 9px; margin-top: 22px; }
.support-grid div { padding: 15px 6px; text-align: center; border-radius: 16px; background: white; border: 1px solid var(--line); }
.support-grid b { display: block; color: var(--orange-dark); font-size: 14px; }
.support-grid span { display: block; margin-top: 6px; color: var(--muted); font-size: 9px; }

.check-list { display: grid; gap: 11px; margin-top: 22px; }
.check-list article { display: flex; gap: 14px; padding: 17px; border-radius: 18px; background: white; border: 1px solid var(--line); }
.check-list i { color: var(--orange); font-size: 13px; font-weight: 900; font-style: normal; }
.check-list h3 { margin: 0 0 6px; font-size: 15px; }
.check-list p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.65; }

.fee-section { margin-top: 52px; padding-top: 46px; padding-bottom: 46px; color: white; background: linear-gradient(165deg, #4d3221, #231811); }
.fee-section .kicker { color: #ffbd7b; }
.fee-table { margin-top: 22px; overflow: hidden; border-radius: 18px; border: 1px solid rgba(255,255,255,.13); }
.fee-table div { display: grid; grid-template-columns: 1.1fr 1fr .8fr; align-items: center; padding: 15px 14px; border-bottom: 1px solid rgba(255,255,255,.10); }
.fee-table div:last-child { border-bottom: 0; }
.fee-table span { color: rgba(255,255,255,.72); font-size: 11px; }
.fee-table b { color: #ffbd7b; font-size: 12px; }
.fee-table em { color: rgba(255,255,255,.52); font-size: 10px; font-style: normal; text-align: right; }

.timeline { margin: 25px 0 0; padding: 0; list-style: none; }
.timeline li { position: relative; display: flex; gap: 15px; padding: 0 0 28px; }
.timeline li::before { content: ""; position: absolute; left: 20px; top: 43px; bottom: 4px; width: 1px; background: #dcc2a1; }
.timeline li:last-child::before { display: none; }
.timeline b { flex: 0 0 42px; height: 42px; display: grid; place-items: center; border-radius: 14px; color: var(--orange-dark); background: #ffebd6; font-size: 11px; }
.timeline h3 { margin: 2px 0 7px; font-size: 16px; }
.timeline p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.6; }
.timeline.detailed em { display: inline-block; margin-top: 8px; color: var(--orange-dark); font-size: 10px; font-style: normal; font-weight: 700; }
.capability-list { display: grid; gap: 10px; margin-top: 22px; }
.capability-list article { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 17px; border-radius: 16px; background: white; border: 1px solid var(--line); }
.capability-list b { font-size: 14px; }
.capability-list span { color: var(--muted); font-size: 11px; text-align: right; }
.stat-panel { margin: 44px 18px 0; padding: 22px; display: grid; grid-template-columns: repeat(3,1fr); border-radius: 22px; color: white; background: var(--brown); }
.stat-panel div { text-align: center; border-right: 1px solid rgba(255,255,255,.15); }
.stat-panel div:last-child { border-right: 0; }
.stat-panel strong { display: block; color: #ffc487; font-size: 21px; }
.stat-panel span { display: block; margin-top: 7px; padding: 0 4px; color: rgba(255,255,255,.64); font-size: 9px; line-height: 1.5; }
.light-fields label > span { color: var(--ink); font-weight: 700; }
.light-fields .input-wrap { border: 1px solid var(--line); }

.apply-section { padding-bottom: 20px; }
.apply-card { padding: 26px 20px; border-radius: 26px; background: #f2e2cc; }
.apply-card h2 { margin: 0; font-family: "Songti SC", "SimSun", serif; font-size: 28px; }
.apply-card > p:not(.kicker) { color: var(--muted); font-size: 12px; line-height: 1.7; }
.apply-form { display: grid; gap: 12px; margin-top: 20px; }
.apply-form label span { display: block; margin-bottom: 6px; font-size: 11px; font-weight: 700; }
.apply-form input, .apply-form select { width: 100%; padding: 13px; border: 1px solid var(--line); border-radius: 12px; outline: 0; background: white; color: var(--ink); }
.primary-button.full { width: 100%; margin-top: 4px; }
.apply-message { margin-top: 14px; padding: 14px; border-radius: 13px; background: white; color: var(--brown); font-size: 12px; line-height: 1.7; }

footer { padding: 36px 20px 20px; text-align: center; color: var(--muted); }
footer img { width: 110px; }
footer p { margin: 8px 0 0; font-size: 10px; }

@media (min-width: 900px) {
  body { background: radial-gradient(circle at 20% 10%, #f5e4ce, transparent 40%), #e5ddd4; }
  .app-shell { margin-top: 24px; margin-bottom: 24px; border-radius: 28px; }
}

@media (max-width: 360px) {
  .field-grid { grid-template-columns: 1fr; }
  .support-grid { grid-template-columns: repeat(2,1fr); }
  .hero h1 { font-size: 36px; }
}